Comparison
Punctilio vs FileInvite
Compare lending document workflows with a workspace for small professional teams.
The workflow
FileInvite is built around lending document collection. It brings request lists, reminders, client portals, digital signing, and document virus detection into workflows for banks, credit unions, and commercial lending teams.
Standard starts at $9,900 a year, billed annually and sized for up to about 100 typical commercial loans. Enterprise adds options such as branded portals, SharePoint, API access, and SSO, with a custom quote. Implementation is typically 2 to 4 weeks, with setup costs based on complexity.
Punctilio serves smaller professional teams at $29.99 a month with 3 seats included. Clients upload against named checklist items, files are malware scanned, and a reviewer approves them into a room with controlled share links. Native signing is included, with no annual commitment.
Official pricing and plan features checked September 5, 2026. The annual starting price is not a quote for a particular team size or implementation.
Side by side
Scroll the table to compare FileInvite and Punctilio.
| Feature | FileInvite | Punctilio |
|---|---|---|
| Pricing model | Standard starts at $9,900 a year, billed annually and sized for up to about 100 typical commercial loans a year. Enterprise is quote-based. | $29.99 a month for the workspace, no annual commitment. 3 seats included, $5/mo per additional seat. |
| Who it is built for | Lending institutions: banks, credit unions, and commercial loan teams with steady application volume. | Small professional teams: consultants, fractional CFOs, advisors, accountants. |
| Client branding | Custom branding and custom domains are listed on Enterprise. | Your logo and brand color on every client-facing surface, included. |
| Malware scanning on client uploads | Document virus detection is listed on both Standard and Enterprise. | Every file a client uploads is scanned before a reviewer accepts it. |
| What happens after collection | Includes client portals and single- or multi-party digital signing. SharePoint and connected lending workflows are listed on Enterprise. | Approved files land in a data room with share links, watermarking, and analytics, plus included e-signing. |
| Getting started | Annual billing with implementation typically taking 2 to 4 weeks. Setup cost depends on complexity. | 7-day trial, no card, no call. |
For your team size, the cost calculator prices Punctilio and six alternatives side by side.
When FileInvite may fit better
Consider FileInvite when these capabilities matter to your team:
Your team manages commercial loan applications.
FileInvite organizes document collection for lending institutions, with plans sized by annual loan volume.
You need SharePoint and workflow integrations.
Enterprise connects collection into SharePoint and connected lending workflows. Punctilio does not integrate with SharePoint.
You need SSO and API access.
Both live on FileInvite’s Enterprise tier. Punctilio does not offer SSO or a public API.
You want dedicated account management.
Enterprise includes a dedicated account team and implementation support for more complex workflows.
FileInvite is designed around lending operations and annual collection volume. Punctilio is a self-service workspace for smaller teams, with collection, controlled sharing, and signing at $29.99 a month for 3 seats.
Your next step
See how the work fits together.
Follow a sample request from client upload to review and sharing, or start with your own workspace.
One plan, the whole workspace
Start your 7-day trial of Punctilio. No card required. After that it is $29.99 a month for the workspace, with 3 seats included and $5 a month for each additional seat: data rooms, native e-signing, and client document collection with malware scanning.
See pricing and limits