Comparison
Punctilio vs FileInvite
FileInvite moved upmarket to lenders. The entry price went with it.
FileInvite is often the first name people find when they search for document collection, and the product earned that: request lists, reminders, and a client portal that replaced email attachments for thousands of firms. If this page reads like respect, it is.
But the product repositioned. FileInvite now sells to lending institutions, and the published entry point is Standard starting at $9,900 a year, billed annually and sized for up to about 100 typical commercial loans a year. Branded portals, teams, integrations, API access, and SSO all wait on the Enterprise tier and its custom quote. For a bank operations team, that can be rational. For a small firm that collects documents from a few dozen clients, it is a different universe.
Punctilio is priced for the firm, not the institution: $29.99 a month includes 3 seats, and each additional seat is $5 a month. Client Requests publishes a checklist your clients upload against, every file is malware scanned, a reviewer approves it into a data room with share controls and analytics, and e-signing is included for the engagement letter. No sales call, no contract, no implementation project.
Side by side
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| Feature | FileInvite | Punctilio |
|---|---|---|
| Pricing model | Standard starts at $9,900 a year, billed annually and sized for up to about 100 typical commercial loans a year. Enterprise is quote-based. | $29.99 a month for the workspace, no contract. 3 seats included, $5/mo per additional seat. |
| Who it is built for | Lending institutions: banks, credit unions, and commercial loan teams with steady application volume. | Small professional teams: consultants, fractional CFOs, advisors, accountants. |
| Branded portal and custom domain | Enterprise tier only. | Your logo and brand color on every client-facing surface, included. |
| Malware scanning on client uploads | Not a listed feature on FileInvite’s published plans. | Every file a client uploads is scanned before a reviewer accepts it. |
| What happens after collection | Documents route into lending workflows and integrations like SharePoint on Enterprise. | Approved files land in a data room with share links, watermarking, and analytics, plus included e-signing. |
| Getting started | Sales conversation, annual contract, implementation. | 7-day trial, no card, no call. |
For your team size, the cost calculator prices Punctilio and six alternatives side by side.
When FileInvite is still the right call
We would rather you pick the right tool than pick us. FileInvite makes sense if:
You are a lender processing real volume.
FileInvite rebuilt itself around loan document collection. If your team touches 100 or more commercial loans a year, the workflow depth is designed for exactly that.
You need SharePoint and workflow integrations.
Enterprise connects collection into SharePoint and connected lending workflows. Punctilio does not integrate with SharePoint.
You need SSO and API access.
Both live on FileInvite’s Enterprise tier. Punctilio does not offer SSO or a public API.
You want dedicated account management.
Enterprise includes a dedicated account team and implementation support, which a five-figure contract should.
If none of those describe you, you are a small firm looking at lender pricing: starting from $9,900 a year against $29.99 a month for a wider set of features.
One plan, the whole workspace
Start your 7-day trial of Punctilio. No card required. After that it is $29.99 a month for the workspace, with 3 seats included and $5 a month for each additional seat: data rooms, native e-signing, and client document collection with malware scanning.
One plan for the whole workflow. Seats and storage scale; features do not sit behind a tier you discover mid-deal.